Rent vs Buy Calculator – Should I Rent or Buy?

Compare renting vs. buying a home. Determine which option is more cost-effective over time.

Rent vs Buy Calculator – Should I Rent or Buy?

Compare renting vs. buying a home. Determine which option is more cost-effective over time.

Purchase price of home

Monthly rental cost

Down payment percentage

Mortgage interest rate

How long you plan to stay

Annual home value appreciation

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Net Cost Difference (Buy - Rent)
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Financial calculation complete

Rent vs. Buy Decision Factors

The rent vs. buy decision depends on local market conditions, how long you plan to stay, your financial situation, and personal preferences. Consider both financial and lifestyle factors.

How to Use This Calculator

Follow these simple steps to get accurate results:

  1. Enter your home price
  2. Enter your monthly rent
  3. Enter your down payment (%)
  4. Enter your mortgage rate (%)
  5. Enter your years to stay
  6. Enter your home appreciation (%)
  7. Click the "Calculate" button to see your results
  8. Review the detailed breakdown and explanation

Why Use Our Rent vs Buy Calculator – Should I Rent or Buy??

  • 100% free and no registration required
  • Instant, accurate calculations with professional formulas
  • Mobile-friendly design that works on any device
  • Privacy-focused - your data never leaves your browser
  • Educational content to help you understand the results

Frequently Asked Questions

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