House Affordability Calculator – Home Buying Calculator

Calculate how much house you can afford. Determine your home buying budget based on income and debts.

House Affordability Calculator – Home Buying Calculator

Calculate how much house you can afford. Determine your home buying budget based on income and debts.

Gross annual income

Total monthly debt payments

Available down payment

Mortgage interest rate

Mortgage term

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Affordability analysis will appear here

Determining Home Affordability

Home affordability depends on your income, existing debts, down payment, and current interest rates. Lenders typically use the 28/36 rule for qualification.

How to Use This Calculator

Follow these simple steps to get accurate results:

  1. Enter your annual income
  2. Enter your monthly debt payments
  3. Enter your down payment
  4. Enter your interest rate (%)
  5. Enter your loan term (years)
  6. Click the "Calculate" button to see your results
  7. Review the detailed breakdown and explanation

Why Use Our House Affordability Calculator – Home Buying Calculator?

  • 100% free and no registration required
  • Instant, accurate calculations with professional formulas
  • Mobile-friendly design that works on any device
  • Privacy-focused - your data never leaves your browser
  • Educational content to help you understand the results

Frequently Asked Questions

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