APR Calculator – Annual Percentage Rate Calculator

Calculate the true APR including fees and costs. Compare loan offers with different fee structures.

APR Calculator – Annual Percentage Rate Calculator

Calculate the true APR including fees and costs. Compare loan offers with different fee structures.

Total loan amount

Nominal interest rate

Origination fees, points, etc.

Length of the loan

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Annual Percentage Rate (APR)
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Financial calculation complete

Understanding APR vs. Interest Rate

APR includes the interest rate plus fees, giving you the true cost of borrowing. Always compare APRs when shopping for loans, as they provide a more accurate comparison than interest rates alone.

How to Use This Calculator

Follow these simple steps to get accurate results:

  1. Enter your loan amount
  2. Enter your interest rate (%)
  3. Enter your total fees
  4. Enter your loan term (years)
  5. Click the "Calculate" button to see your results
  6. Review the detailed breakdown and explanation

Why Use Our APR Calculator – Annual Percentage Rate Calculator?

  • 100% free and no registration required
  • Instant, accurate calculations with professional formulas
  • Mobile-friendly design that works on any device
  • Privacy-focused - your data never leaves your browser
  • Educational content to help you understand the results

Frequently Asked Questions

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